Terms of Use

1. General

1.1 These Terms form a legally binding agreement between you ("User", "you") and Kolwick Fundvale ("Operator", "we", "us"), the owner and operator of the Website located at https://kolwick-fundvale.com.

1.2 The Website functions as an informational and marketing platform connecting Users with third-party trading service providers ("Advertisers"). The Operator does not directly provide financial, investment, or trading services.

1.3 The Operator reserves the right to modify these Terms at any time. Your continued use of the Website after any changes constitutes acceptance of the revised Terms. We recommend reviewing this page regularly.

1.4 If you have any questions about these Terms, please contact us at: support@kolwick-fundvale.com

2. Eligibility

2.1 By using this Website, you confirm that you are at least 18 years old, or have reached the legal age of majority in your jurisdiction, whichever is higher.

2.2 You confirm that you are legally permitted to access and use the Website in accordance with the laws of your country of residence.

2.3 The Website may not be available or legally accessible in all jurisdictions. It is your sole responsibility to ensure that your use of the Website complies with all applicable local laws and regulations.

2.4 The Operator reserves the right to restrict access to the Website in certain jurisdictions at its sole discretion, including where required by applicable law or regulatory guidance.

3. Nature of the Website

3.1 The Website functions solely as a digital marketing and information platform. It allows Users to submit inquiries and express interest in services provided by third-party Advertisers.

3.2 The Operator serves solely as an intermediary by providing the infrastructure that connects Users with Advertisers. The Operator does not sell, provide, or deliver any financial, investment, or trading services directly.

3.3 Any services, agreements, or transactions resulting from a User's connection with an Advertiser are governed solely by that Advertiser's terms and conditions. The Operator accepts no responsibility for such services or agreements.

3.4 The Website does not function as a financial platform, brokerage, exchange, or investment adviser. Nothing on the Website should be construed as a solicitation or offer to buy or sell any financial instrument.

4. No Financial Advice

4.1 All content published on the Website is provided for informational and promotional purposes only. It does not constitute financial, investment, legal, or tax advice of any kind.

4.2 The Operator makes no representations or warranties regarding the accuracy, completeness, timeliness, or reliability of any information published on the Website.

4.3 Any performance results, testimonials, or examples displayed on the Website represent individual cases only and do not guarantee similar outcomes for all users. Past performance is not indicative of future results.

4.4 Before making any financial decision, you should consult a qualified, licensed financial adviser who understands your individual circumstances.

5. Account Registration

5.1 Certain features of the Website may require you to create an account by providing personal information, including your full name, email address, and phone number.

5.2 You agree to provide accurate, current, and complete information during registration and to maintain up-to-date account information at all times.

5.3 You are allowed to maintain only one active account. Creating multiple accounts is strictly prohibited and may result in immediate suspension or permanent termination of all related accounts.

5.4 You are solely responsible for keeping your login credentials confidential. The Operator shall not be liable for any loss or damage resulting from unauthorised access to your account due to your failure to protect your credentials.

5.5 You must notify the Operator immediately if you become aware of any unauthorised use of your account.

6. Prohibited Activities

6.2 Any violation of these prohibitions may lead to immediate suspension or termination of your account and could result in civil or criminal liability.

7. Intellectual Property

7.1 All content, design elements, logos, trademarks, software, and underlying code on the Website are the exclusive intellectual property of the Operator or are used under valid license.

7.2 Users receive a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes only.

7.3 You may not copy, modify, distribute, sell, or exploit any content or materials from the Website for commercial purposes without the Operator's prior written consent.

7.4 Unauthorised use of any intellectual property owned by the Operator may lead to legal action.

8. Third-Party Services and Links

8.1 The Website may include links to third-party websites, platforms, or services. These links are provided for your convenience only and do not represent an endorsement or recommendation by the Operator.

8.2 The Operator does not control and assumes no responsibility for the content, accuracy, privacy practices, or availability of any third-party websites or services.

8.3 Your interactions with third-party Advertisers, including any purchases, agreements, or services, are solely between you and the respective Advertiser. The Operator is not a party to any such arrangements.

8.4 The Website may utilize third-party software, analytics, and tracking tools. Occasional service interruptions or delays resulting from these third-party providers are beyond the Operator's control.

9. Privacy and Data Protection

9.1 Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at Privacy Policy.

9.2 By submitting your personal information through the Website, you consent to its use as outlined in our Privacy Policy, including sharing it with Advertisers to respond to your inquiry.

9.3 The Operator processes personal data in compliance with applicable data protection laws, including the General Data Protection Regulation (GDPR) where relevant.

9.4 If you believe your data has been misused, you must notify the Operator immediately at support@kolwick-fundvale.com and cooperate fully in any subsequent investigation.

10. Limitation of Liability

10.1 The Website and all its content are provided on an "as is" and "as available" basis without any warranties, whether express or implied.

10.3 Nothing in these Terms shall limit or exclude liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be lawfully excluded.

11. Indemnification

12. Governing Law and Dispute Resolution

12.1 These Terms are governed by and interpreted in accordance with the laws of the jurisdiction where the Operator is registered, without regard to conflict of law principles.

12.2 Any disputes arising from or relating to these Terms shall fall under the exclusive jurisdiction of the competent courts in the Operator's country of registration.

12.3 Where required by applicable local law, disputes may alternatively be resolved through the courts in the User's country of residence.

12.4 If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13. Miscellaneous

13.1 These Terms, along with the Privacy Policy and any other legal notices published on the Website, constitute the complete agreement between you and the Operator concerning your use of the Website.

13.2 If the Operator does not enforce any part of these Terms, it does not mean that provision or any other provision has been waived.

13.3 The Operator may transfer its rights and obligations under these Terms without requiring your consent. You may not transfer your rights under these Terms without obtaining the Operator's prior written consent.

13.4 All electronic communications sent to the Operator shall be considered valid and legally binding correspondence.

13.5 These Terms are available in ar and may be translated for informational purposes. In the event of any inconsistency between the English version and a translated version, the English version shall prevail.